Relational analytics for the CRE broker or CMBS buyer
APIP — Autonomous Property Intelligence
The problem you came here to solve

They give you lists,
APIP gives you sellers.

The data sector sells you every building in the county. APIP does the one thing none of them do: it hands you the owners who need to move, with the exact reason each one is ready, before they ever call a broker and before the property hits a single foreclosure list.

HI → AI = PI

Human Intelligence into Artificial Intelligence equals Property Intelligence. The first source layer built on how CRE operators actually work, not how data vendors think they should.

1,000+ ranked sellers live now6 SW Florida counties1-2 months before they list
APIP · Call Now Queue · Lee County, FL
Sample, Illustrative
Retail Strip Center · Fort Myers, FL
4821 S Cleveland Ave, Suite 100
Fort Myers, FL 33907 · 12,400 SF · Built 2001
Assessed value $2.1M
Motivation
88
CRITICAL
T1 · Loan due 14 moT2 · Estate signalT1 · Tax delinquentT2 · Absentee owner
Owner entity
Legal name
Proviso Holdings LLC
Entity type
Florida LLC, sole member
Mailing
Naples, FL 34102, ABSENTEE
Formed
2006, held 18 years
Principal
J. xxxxxx · 3 email matches
Debt stack
First lien
$1.85M, Community Bank of FL
Maturity
Dec 2027, 14 months
LTV est.
~88% at current rates
Loan type
Community bank note
Confidence
PDF extracted, high
Why Now: signals that drove the score
T1Loan maturity, 14 months

Note expires Dec 2027. Lender unlikely to extend at current rates. Sell-or-scramble trigger.

T2Estate event, out-of-state heir

Probate record filed Lee County Court. Primary heir address: Maryland. Building not in active use.

T1Tax delinquency, 1 cycle

Lee County tax delinquent, 2024 cycle. Amount and date on file. LienHub source.

T4Hold cycle, 18 years, basis minimized

Long hold, depreciation likely exhausted, equity harvest math favorable. Score weight applied.

Phone tree, 4 numbers, 1 dialable6d ago
  • 01(239) 7••-••••CELLCLEAR
  • 02(410) 7••-••••CELLDNC
  • 03(760) 2••-••••CELLDNC
  • 04(239) 5••-••••LANDLINEDNC
3 of 4 on Public DNC. Suppressed before delivery. TCPA cell classification: 3 mobile identified. Auto re-screen every 14 days.
Email addresses, 3-source cross-match
  • j•••••@mitchcast.comCONF HIGH
  • s•••••@msn.comCONF HIGH
  • s•••••@gmail.comCONF MED
Source ledger, provenance
  • LEE CLERK, DEEDPulled 2h agoHIGH
  • FL SUNBIZPulled 6h agoHIGH
  • FTC DNC REGISTRYPulled 6d agoHIGH
  • LIENHUB, TAXPulled 3d agoHIGH
  • COURTLISTENERPulled 1d agoMED
  • ENRICHMENT T1Pulled 12d agoMED
Recommended action

CALL NOW · Motivation CRITICAL (88)

Three independent distress signals confirmed. Loan maturity is the primary driver. Best window: 60-90 days before the Dec 2027 maturity date for maximum seller motivation. CRM-ready.

Illustrative composite, real field structure · contact details masked · prepared by NURO.is
Scroll to see full record · contact details masked
The window

$929B in CRE debt matures by 2028.

Every dollar of that debt has an owner who will refinance, restructure, or sell. The party that identifies which one is which, first, wins the listing. That is the entire game for the next five years.

Source: MBA, Trepp, Newmark research, CRE/CMBS maturity totals, 2024-2028
$74.3B
2024
$216.7B
2025
$238.9B
2026
$180.6B
2027
$219B
2028
CRE loan maturities by year, USD billions, industry research
Every reason an owner needs to sell

A foreclosure list is the funeral. APIP shows up at the diagnosis.

Every lead APIP delivers has one or more documented triggers. Not a guess, not a filter. The actual reason the owner is likely to sell, sourced from the public record that created it, with field-level provenance attached.

T1, Debt & Capital

Debt Coming Due

The loan matures and the bank will not refinance at today's rates. Sell or scramble. APIP catches this signal 12-18 months before the note expires.

T2, Owner Entity

Estate & Probate

The owner passed. The heirs live out of state and want the check, not the building. APIP flags estate events from county probate records the day they file.

T1, Tax Delinquency

Behind on Taxes

They have fallen behind on the property tax. Now the clock belongs to the county. APIP ingests delinquency data from LienHub, 22,458 rows currently live.

T2, Court Records

Bankruptcy & Litigation

A filing forces the asset onto the market, ready or not, on the court's timeline. APIP monitors federal Ch. 7 and Ch. 11 filings across all six counties.

T4, Hold Cycle

Equity Harvest

Years in, fully depreciated, sitting on a gain. The smart money cashes out and moves on. APIP flags hold cycles and basis math automatically.

T5, Market Velocity

The Block Changed

A rezoning, a road project, a new neighbor. The reason to hold just evaporated. APIP monitors neighborhood velocity and public project filings.

By the time a property hits an auction calendar or a foreclosure list, you are already in a bidding war. APIP hands you the same signal 1-2 months early, across every commercial parcel in six counties, before it is ever public.

1-2
Months before listing
System of record vs system of intent

Others tell you what exists.
APIP tells you who is about to move.

The data sector answers "what is this property?" APIP answers "which owner is about to sell, and why?" Keep your existing subscriptions. The best building encyclopedias on earth cannot rank who needs to sell this quarter. APIP can.

The gap the data sector doesn't fill

SWFL runs on community-bank paper sitting in county records, not a Bloomberg terminal. APIP parses it. The data sector does not.

System of record, what they give you
System of intent, what APIP gives you

Every building in a filter

The owners ready to sell this year, ranked

The owner of record on the deed

The human behind the LLC, and the reason they will sell

The last sale date

The trigger that has them selling now

A portal you log in and search

Ranked leads delivered with the reason attached

Others: who owns it

APIP: who owns it, and why they are selling now

A foreclosure list: the auction

APIP: the signal that leads to the auction, six weeks early

Sample lead sheet

This is what lands in your CRM.

Every lead arrives with the Motivation Score, the specific triggers that drove it, the owner entity chain traced to the human, every phone DNC-screened, and emails cross-matched from multiple sources. Not a list. A brief for the call.

Illustrative composite, real field structure, contact details masked
APIP · Call Now Queue · Lee County, FL
Sample, Illustrative
Retail Strip Center · Fort Myers, FL
4821 S Cleveland Ave, Suite 100
Fort Myers, FL 33907 · 12,400 SF · Built 2001
Assessed value $2.1M
Motivation
88
CRITICAL
T1 · Loan due 14 moT2 · Estate signalT1 · Tax delinquentT2 · Absentee owner
Owner entity
Legal name
Proviso Holdings LLC
Entity type
Florida LLC, sole member
Mailing
Naples, FL 34102, ABSENTEE
Formed
2006, held 18 years
Principal
J. xxxxxx · 3 email matches
Debt stack
First lien
$1.85M, Community Bank of FL
Maturity
Dec 2027, 14 months
LTV est.
~88% at current rates
Loan type
Community bank note
Confidence
PDF extracted, high
Why Now: signals that drove the score
T1Loan maturity, 14 months

Note expires Dec 2027. Lender unlikely to extend at current rates. Sell-or-scramble trigger.

T2Estate event, out-of-state heir

Probate record filed Lee County Court. Primary heir address: Maryland. Building not in active use.

T1Tax delinquency, 1 cycle

Lee County tax delinquent, 2024 cycle. Amount and date on file. LienHub source.

T4Hold cycle, 18 years, basis minimized

Long hold, depreciation likely exhausted, equity harvest math favorable. Score weight applied.

Phone tree, 4 numbers, 1 dialable6d ago
  • 01(239) 7••-••••CELLCLEAR
  • 02(410) 7••-••••CELLDNC
  • 03(760) 2••-••••CELLDNC
  • 04(239) 5••-••••LANDLINEDNC
3 of 4 on Public DNC. Suppressed before delivery. TCPA cell classification: 3 mobile identified. Auto re-screen every 14 days.
Email addresses, 3-source cross-match
  • j•••••@mitchcast.comCONF HIGH
  • s•••••@msn.comCONF HIGH
  • s•••••@gmail.comCONF MED
Source ledger, provenance
  • LEE CLERK, DEEDPulled 2h agoHIGH
  • FL SUNBIZPulled 6h agoHIGH
  • FTC DNC REGISTRYPulled 6d agoHIGH
  • LIENHUB, TAXPulled 3d agoHIGH
  • COURTLISTENERPulled 1d agoMED
  • ENRICHMENT T1Pulled 12d agoMED
Recommended action

CALL NOW · Motivation CRITICAL (88)

Three independent distress signals confirmed. Loan maturity is the primary driver. Best window: 60-90 days before the Dec 2027 maturity date for maximum seller motivation. CRM-ready.

Illustrative composite, real field structure · contact details masked · prepared by NURO.is
47
Fields per lead
Owner, debt, compliance, signals
14+
Source classes
Public records and enrichment
14d
DNC re-screen
Automatic, no action needed
100%
Source-stamped
Every field shows its origin
Live as of June 2026

1,056 ranked sellers ready to call today.

522 CRITICAL, 534 HIGH. Across six Southwest Florida counties. Every one came with a documented reason. Lee 566, Collier 357, Charlotte 100, Hendry 21, DeSoto 9, Glades 3.

0+
CRITICAL
Highest-urgency sellers
0
HIGH
Strong motivation, act now
0
Counties live
Lee, Collier, Charlotte + 3
0
Fields per lead
Owner, debt, compliance
How leads are ranked

Every property scored 0-100. The dial order is the edge.

The Motivation Index runs on every commercial parcel in scope. Six tiers, composite 0-100. CRITICAL and HIGH go to the top of the call sheet so you always call the most motivated owner first, not the one who happened to show up on a filter.

Three call bands, ranked by motivation1,056 live, SW Florida
  • Band
    Score
    SW FL
    Call action
  • CRITICAL
    30+
    522
    Call within 48 hours. Multiple confirmed signals.
  • HIGH
    25+
    534
    Priority outreach. Strong single trigger or two moderate signals.
  • MODERATE
    12+
    Rising
    Watch and monitor. Trigger emerging, not yet confirmed.
Six scoring tiers, what feeds the index
  • T1
    Debt & Capital
    Loan maturity, tax delinquency, LTV stress
    LIVE
  • T2
    Owner Entity Intelligence
    LLC pierce, probate, bankruptcy, entity age
    LIVE
  • T3
    Property Performance & Lease
    Vacancy, DSCR stress, tenant turnover risk
    BUILD
  • T4
    Hold Cycle & Equity Harvest
    Years held, basis math, depreciation timeline
    NEAR
  • T5
    Market & Neighborhood Velocity
    Comps, cap rate shift, neighborhood change
    LIVE
  • T6
    Network & Relationship
    Broker relationships, prior transaction signals
    NEAR
Every source shows its work

Every field carries its source and a confidence band. If a loan maturity date came from a document, you see that. If it came from a model, you see that too. No other tool in the room shows its work.

One real record

5220 Summerlin Commons, live from the production pipeline.

Pulled from the live APIP record set. Owner contact details masked because publishing them on a marketing site is itself a TCPA exposure. The pattern is the point.

  • Out-of-area absentee owner identified, mail address Naples, asset Fort Myers
  • 5 phone numbers found, 4 on Public DNC, 1 dialable
  • 3 verified email addresses cross-matched
  • FL SunBiz entity record cross-referenced with Lee Clerk deed history
Provenance: Lee Clerk, FL SunBiz, FTC DNC Registry, Enrichment T1
Owner record, maskedReal, Lee County
Site address
5220 Summerlin Commons Blvd #500, Fort Myers FL 33907
Property type
Office / Retail
Owner entity
Proviso Enterprises LLC
Entity domicile
Florida LLC
Mailing address
Naples, FL 34102, absentee
Phones found
5 numbers, 4 DNC suppressed, 1 dialable
Emails verified
3 addresses, 3-source cross-match
DNC re-screen
6 days ago, auto re-screen every 14 days
Motivation Index
MODERATE, Composite 0-100 scoring

Absence of CMBS debt is itself a signal, score weighted accordingly. The same record surfaces full debt-stack detail when present, anchored by the Lee Clerk deed registry.

Why the leads keep getting better

Four layers compound, so the data improves while you sleep.

Bad data costs more than the call. Four structural layers keep accuracy in place and push it forward: deep historical ingest, compliance built in, every outcome feeding the next score, and broker judgment encoded in the rules.

  1. Factor 01Compounding

    Historical depth

    Years of public records, already ingested

    APIP holds the Lee County deed grantor/grantee chain back through 2010, every entity formation and registered-agent change on file with FL SunBiz, every recorded mortgage and lis pendens, and 1,065 Collier mortgages per month in production. A new entrant starts at zero on day one.

    16+ years of Lee deed history, ingested and indexed
  2. Factor 02Compounding

    Compliance infrastructure

    DNC, TCPA, and state-level screening, wired in

    Federal DNC, state DNC for FL, TX, CA, and NY, litigator-flag database, TCPA cell classification, 14-day automated re-screen, full audit log. A new entrant either skips it and gets sued, or spends 18 months building it.

    TCPA exposure: $500 to $1,500 per violating call (47 USC 227(b)(3))
  3. Factor 03Compounding

    Outcome feedback loop

    Every dial result makes the next record better

    Dial outcomes, corrections, and closed deals from paying brokers write back as source-quality signals. Every cycle, confidence scores tighten on the records that get used. A new entrant launches with zero feedback signal.

    Scoring recalibration: live. Biweekly recalibration schedule, CrAIg agent.
  4. Factor 04Compounding

    Human Intelligence encoded

    Broker judgment, built into the algorithm

    Source authority weights, conflict-resolution rules, confidence-tier definitions, and the six scoring tiers were built with brokers in the room. This is the part of the moat that cannot be scraped or replicated, only learned from operators who already work in the field.

    Six-tier Motivation Index, deterministic and auditable
What day one looks like

Sixteen years of recorded deed history already indexed for the SWFL beta footprint. Federal and state DNC, TCPA cell classification, and litigator-flag screening already wired in. Every dial outcome from other paying customers already tightening the confidence scores on the records you receive. None of that is a roadmap. It is the floor your subscription starts on.

Day 1
Of your subscription
What leads return to a CRE broker

The math on 500 records. Swap your own numbers in.

Illustrative, sourced to industry benchmarks. Use your own team's conversion rates and the math still holds. The question is whether APIP pays for itself in your first quarter.

Illustrative pro forma

CRE broker, year 1

Single broker, one mid-size SWFL market
  • APIP records onboarded
    Lee and Collier seller-pattern matched
    500
  • Contacts after enrichment
    Avg. 4 contacts per record
    ~2,000
  • Dialable after DNC suppression
    70% pass rate, SWFL historical
    ~1,400
  • Reached at 10% connect rate
    Compliant cold-call benchmark
    ~140 conversations
  • Conversion to listing won
    ~3.5% conversation-to-listing
    5 listings
  • Closed at SWFL CRE average
    ~60% list-to-close, NAR national
    3 closes
  • Avg. deed value, SWFL CRE
    Lee Clerk recorded sales, trailing 12mo
    $2.4M
  • Gross commission at 5%
    SIOR commission norms
    $360,000
  • Broker take-home at 50% split
    Standard split
    $180,000
Return on APIP year-1 subscription
Vs. typical platform fee, illustrative range
12-18x
Full pro forma with editable inputs available on request, support@nuro.is
Data accuracy guarantee

We stand behind every contact. If it's wrong, we replace it.

If APIP delivers a lead with inaccurate contact data, we replace it with a new verified lead. No conditions, no forms, no waiting. We built this guarantee into the business model because bad data costs you more than the lead itself: wasted dials, wrong conversations, and credibility with your team on the line.

This guarantee is the forcing function that keeps our quality standard where it belongs. Every replacement is a signal that feeds back into the source confidence model.

What's covered

Inaccurate or unreachable contact data: wrong phone, wrong email, wrong name attached to a property

What you get

A replacement lead of equal or higher motivation score, DNC-screened and source-stamped

What you do

Email support@nuro.is with the lead ID. That's it.

What we don't cover

An owner who changed their mind after a valid contact. Motivation is scored, not guaranteed.

Built by the team that has done it before

The same public records exist for every competitor. The race is won in the pits.

APIP is built by Craig Pisaris-Henderson, founder of FindWhat.com, scaled to a $1B market cap on NASDAQ while competing directly with Google and Overture. The lesson applies here: you do not win by being biggest, you win by knowing your ground better than anyone who will ever bother to defend it.

A national giant cannot care about a Hendry County probate. APIP cannot afford not to. That gap is the entire opportunity.

40+
Total patents held
$1B
FindWhat.com peak mkt cap
Intellectual property
5
Patents Pending

Five utility patent applications filed covering the entity-resolved cross-portfolio distress scoring system, transaction-validated self-calibration methodology, and source-lineage composite indexing. Applications pending with the USPTO.

Craig A. Pisaris-Henderson, Inventor, 40+ total patents held
The APIP equation

HI to AI = PI

Human Intelligence, the institutional knowledge of brokers and operators, fed into Artificial Intelligence produces Property Intelligence that has never existed before.

HI

Human Intelligence

Decades of brokerage and operator knowledge, the context that public records alone can never provide. Six scoring tiers built with brokers in the room, not from a database schema.

AI

Artificial Intelligence

Six-tier Motivation Index running on 14 source classes and 47 fields per record. Every score deterministic, auditable, and traceable back to the document that created it.

PI

Property Intelligence

The canonical commercial owner record, source-tagged, compliance-screened, and ready for the call. The reason to sell attached. The name behind the LLC resolved.

Questions you should ask

We prepared for the hard ones.

If you are skeptical, good. Skeptical operators ask better questions and get better results. Every answer here is factual. Where we cannot say something specific, we say why.

How can you compete with billion-dollar companies like CoStar, Reonomy, or ZoomInfo?+

We don't compete with them. We complete them. They tell you what every building is. We tell you which owner is about to sell and why. Your existing subscriptions are the best building encyclopedias on earth. They cannot rank who needs to sell this quarter. APIP can. The question is not us versus them. The question is whether you want the timing layer they will never build.

How accurate is your data?+

Accurate enough that we guarantee it. If we deliver contact data that turns out to be wrong, we replace the lead. Full stop. Beyond the guarantee: every phone number is DNC-screened and every field carries a source citation and a confidence band. If APIP does not have a high-confidence contact for a record, that record does not ship to your call sheet.

Is this legal? Can I call these people?+

Yes. Every phone number is screened against the Federal Do Not Call Registry, state-level DNC lists for Florida, Texas, California, and New York, and a dedicated litigator-flag database. TCPA cell classification is applied to every mobile number. The audit log on every record shows the exact date and time of the last screen. Numbers that fail do not reach the call sheet. The legal exposure from skipping this step is $500 to $1,500 per violating call under 47 USC 227(b)(3). We built the infrastructure so you do not have to carry that risk.

How do you find the name behind an LLC?+

Entity resolution draws on public business registration databases, deed history, and cross-matched contact sources. Every identity field shows its source and confidence level. We do not assert a name without a citation. If the chain of ownership leads to a trust or a holding company with no resolvable individual, we say so rather than guessing.

How current is the data?+

Mortgage and deed records update weekly. DNC screening re-runs automatically every 14 days. Bankruptcy and probate records ingest as they are published in the public court record. The source ledger on every lead shows the exact pull timestamp for each field so you always know how fresh each signal is.

What do I actually receive when I buy a lead?+

A ranked record that includes: the Motivation Score (0-100) and the band it falls into (CRITICAL, HIGH, MODERATE), the specific triggers that drove that score and their source citations, phone numbers with DNC status and TCPA classification, email addresses with source confidence, the owner entity resolved to the human principal where possible, the debt stack sourced to the recorded instrument, and a full source ledger showing where every field came from and when it was pulled.

What is the difference between CRITICAL and HIGH?+

CRITICAL means multiple confirmed distress signals converged on the same property at the same time: a maturing loan, a delinquent tax bill, and a probate event, for example. HIGH means a strong single trigger or two moderate ones. Both are on your call sheet. CRITICAL gets the 48-hour window because multiple signals in parallel rarely co-occur by accident.

What markets do you cover?+

Six Southwest Florida counties are live now: Lee, Collier, Charlotte, Hendry, DeSoto, and Glades. Additional markets onboard in under 48 hours once the source inventory is confirmed for a new county. Contact us with your target market and we will tell you what onboarding looks like for that geography.

I'm already a CDPE. Why do I need this?+

You already know distress better than most people in the room. Your problem is not expertise. It is timing. A Certified Distressed Property Expert who calls 6 weeks before the foreclosure calendar is competing with every other broker who reads the same list. APIP delivers the same signal 1-2 months before it is visible anywhere public. Your expertise plus earlier timing is the combination.

How long has this data been building?+

The Lee County deed grantor and grantee chain is indexed back through 2010. Entity formation and registered-agent change history from Florida SunBiz is current and ongoing. Mortgage and tax records have been running in production since 2025. The depth is a structural advantage a new entrant cannot buy on day one.

Have a question that isn't here? Ask it.

support@nuro.is
Compliance foundation

Compliance is not a feature. It is the foundation.

Trust and compliance detail
DNC / TCPA
14-day auto re-screen
Encryption
AES-256 at rest, TLS 1.3 in transit
Audit log
Field-level provenance on every record
Data export
Full export, no lock-in
Next step

Bring 25 properties from your market.

We return source-stamped, DNC-screened, confidence-scored leads within 48 hours. No contract, no credit card. You keep the records. The reason to sell already attached.

1,056 ranked sellers live now5 patents pendingLeads in 48 hours, no contract
support@nuro.is