Relational analytics for the CRE broker or CMBS buyer
APIP — Autonomous Property Intelligence
Human Intelligence into Artificial Intelligence

They give you lists,
APIP gives you sellers.

Two to three weeks of analyst grind to a handful of maybes. That is what finding a real seller costs today, whether you are dialing brokers or piercing CMBS sponsors. APIP collapses it to the same day, with the documented reason the owner will sell already in hand.

HI → AI = PI

Human Intelligence into Artificial Intelligence equals Property Intelligence. The first source layer built on how CRE operators actually work, not how data vendors think they should.

2 to 3 weeks → same day1,000 loans → 40 ranked sellersSWFL beta live · top 10 MSAs by EOY 2026
APIP · Call Now Queue · Lee County, FL
Sample, Illustrative
Retail Strip Center · Fort Myers, FL
4821 S Cleveland Ave, Suite 100
Fort Myers, FL 33907 · 12,400 SF · Built 2001
Assessed value $2.1M
Motivation
88
CRITICAL
T1 · Loan due 14 moT2 · Estate signalT1 · Tax delinquentT2 · Absentee owner
Owner entity
Legal name
Proviso Holdings LLC
Entity type
Florida LLC, sole member
Mailing
Naples, FL 34102, ABSENTEE
Formed
2006, held 18 years
Principal
J. xxxxxx · 3 email matches
Debt stack
First lien
$1.85M, Community Bank of FL
Maturity
Dec 2027, 14 months
LTV est.
~88% at current rates
Loan type
Community bank note
Confidence
PDF extracted, high
Why Now: signals that drove the score
T1Loan maturity, 14 months

Note expires Dec 2027. Lender unlikely to extend at current rates. Sell-or-scramble trigger.

T2Estate event, out-of-state heir

Probate record filed Lee County Court. Primary heir address: Maryland. Building not in active use.

T1Tax delinquency, 1 cycle

Lee County tax delinquent, 2024 cycle. Amount and date on file. LienHub source.

T4Hold cycle, 18 years, basis minimized

Long hold, depreciation likely exhausted, equity harvest math favorable. Score weight applied.

Phone tree, 4 numbers, 1 dialable6d ago
  • 01(239) 7••-••••CELLCLEAR
  • 02(410) 7••-••••CELLDNC
  • 03(760) 2••-••••CELLDNC
  • 04(239) 5••-••••LANDLINEDNC
3 of 4 on Public DNC. Suppressed before delivery. TCPA cell classification: 3 mobile identified. Auto re-screen every 14 days.
Email addresses, 3-source cross-match
  • j•••••@mitchcast.comCONF HIGH
  • s•••••@msn.comCONF HIGH
  • s•••••@gmail.comCONF MED
Source ledger, provenance
  • LEE CLERK, DEEDPulled 2h agoHIGH
  • FL SUNBIZPulled 6h agoHIGH
  • FTC DNC REGISTRYPulled 6d agoHIGH
  • LIENHUB, TAXPulled 3d agoHIGH
  • COURTLISTENERPulled 1d agoMED
  • ENRICHMENT T1Pulled 12d agoMED
Recommended action

CALL NOW · Motivation CRITICAL (88)

Three independent distress signals confirmed. Loan maturity is the primary driver. Best window: 60-90 days before the Dec 2027 maturity date for maximum seller motivation. CRM-ready.

Illustrative composite, real field structure · contact details masked · prepared by NURO.is
Scroll to see full record · contact details masked
The window

$929B in CRE debt matures by 2028.

Every dollar of that debt has an owner who will refinance, restructure, or sell. The party that identifies which one is which, first, wins the listing or buys the paper at a discount. That is the entire game for the next five years.

Source: MBA, Trepp, Newmark research · CRE/CMBS maturity totals · 2024-2028
$74.3B
2024
$216.7B
2025
$238.9B
2026
$180.6B
2027
$219B
2028
CRE loan maturities by year · USD billions · industry research
What APIP already does for you

The work you stop doing, measured in live records.

Every number below is parcels, contacts, and signals already ranked in production. SWFL is the beta market. If you operate here today, APIP already removed the grind. Counts as of May 2026.

0
Lee verified contacts
99.97% CRM sync · production
0
Broker-callable parcels
342 CRITICAL + 672 HIGH · 6 counties
0
Collier MTGE / month
Mortgage ingestion live · proven throughput
0
Tax-delinquency rows live
LienHub feed · captured 2026-05-22
TodayLIVE

SWFL beta live

Lee, Collier, and Charlotte counties in production. Six-tier Motivation Index scoring 1,014 broker-callable parcels. CrAIg agent layer answering broker queries against Florida CRE law and the live record set.

EOY 2026ROADMAP

Top 10 MSAs

The same ingestion playbook replicates per county. New market onboarded in under 48 hours once the public-records sources are mapped. Target: 10 top US MSAs live by end of year.

Mid 2027ROADMAP

National coverage

All US commercial parcels in scope. Multi-tenant architecture. Per-MSA cultural and design customization layer for nurturing campaigns ships as a premium adapter.

The Motivation Index + nurturing engine

Every property scored. Every score triggers a campaign.

The Motivation Index runs on every commercial parcel in scope. Six tiers, composite 0-100, five bands. The band a property sits in fires the nurturing intensity. As the score moves, the campaign moves automatically. The goal is to be the only logical call when the owner decides to sell, because we have been the trusted resource at every prior stage of ownership.

Five bands · five nurturing intensities1,014 live broker-callable
  • CRITICAL
    ≥ 30
    342
    Direct broker outreach within 48h
  • HIGH
    ≥ 20
    672
    Warm outreach + maturity-window nurture
  • MODERATE
    ≥ 12
    Educational drip · peer benchmarks · quarterly
  • LOW
    ≥ 8
    Long-cycle awareness · semi-annual touch
  • NOT READY
    < 8
    Brand presence only · no direct outreach
Band
Score
SWFL live
Nurture cadence
Six scoring tiers · what feeds the index
  • T1
    Debt & Capital
    20-25 pts
    LIVE
  • T2
    Owner Entity Intelligence
    15 pts
    LIVE
  • T3
    Property Performance & Lease
    structural
    BUILD
  • T4
    Hold Cycle & Equity Harvest
    math layer
    NEAR
  • T5
    Market & Neighborhood Velocity
    comps layer
    LIVE
  • T6
    Network & Relationship
    relationship
    NEAR
The nurture thesis

Every stage of ownership gets a campaign. The owner is educated continuously, in their geography, with creative tuned to their culture and asset class. When sell-time comes, APIP is the trusted resource already in the room.

One real record

5220 Summerlin Commons, live from the production pipeline.

Pulled from the live APIP record set, not a screenshot. Owner contact details masked because publishing them on a marketing site would itself be a TCPA exposure. The pattern is the point.

  • Out-of-area absentee owner identified (mail address Naples, asset Fort Myers)
  • 5 phone numbers found, 4 on Public DNC, 1 dialable
  • 3 verified email addresses cross-matched
  • FL SunBiz entity record cross-referenced with Lee Clerk deed history
Provenance · Lee Clerk · FL SunBiz · FTC DNC Registry · Enrichment T1
Owner record · maskedReal · Lee County
Site address
5220 Summerlin Commons Blvd #500, Fort Myers FL 33907
Property type
Office / Retail
Owner entity
Proviso Enterprises LLC
Entity domicile
Florida LLC
Mailing address
Naples, FL 34102 · absentee
Phones found
5 numbers · 4 DNC suppressed · 1 dialable
Emails verified
3 addresses · 3-source cross-match
DNC re-screen
6 days ago · auto re-screen every 14 days
Motivation Index
MODERATE · educational nurture cadence

Absence of CMBS debt is itself a signal, score weighted to the educational tier. The same record surfaces full debt-stack detail when present, anchored by the Lee Clerk deed registry. See the investor surface for a debt-stack example: CARS-DB4 · $120.5M · Citibank NA Trustee →

CrAIg · the AI agent layer

The platform answers in plain English.

CrAIg is APIP's persistent AI agent. Built on top of the source layer, scoring engine, and Florida CRE law reference. Brokers query CrAIg in natural language. Operators use CrAIg to steward the scoring algorithm itself.

Job 1

Broker-facing intelligence

Brokers ask in plain English. CrAIg returns the answer with the records, sources, and recommended next action.

Job 2

Algorithm steward

CrAIg proposes scoring updates based on outcome data. The operator approves. No autonomous changes to the scoring engine.

HI → AI = PI in practice · CrAIg recommends. Craig decides. The platform never makes a scoring change without operator approval.

CRCrAIg
Live
B
Broker · Naples
Top distress signals in SWFL office this quarter?
CR
CrAIg · APIP
Query 1 of 3Auto-cycling
Live demo · auto-cycling between real broker query patterns
Eight ways the grind ends

Every task you used to outsource or skip, handled by the platform.

These are the eight categories of work that used to eat a junior analyst's week. Five are live and running today. Three are on the roadmap. None of them sit on your team's calendar anymore.

  1. Tech 01LIVE

    Predictive transaction analytics

    Sellers identified 6-12 months before listing

    Six-tier Motivation Index runs on every parcel. Composite score and band drive the nurturing assignment. Live in SWFL, 1,014 broker-callable parcels.

  2. Tech 02LIVE

    AI-powered owner entity resolution

    LLC piercing across SunBiz, Secretary of State, deed chains

    Multi-tier entity chains resolved automatically. Sole-member LLCs flagged. Member/agent change velocity captured. T2 scoring tier live across 6 counties.

  3. Tech 03LIVE

    Multi-source intent aggregation

    20+ buying signals consolidated per parcel

    Deed events, entity filings, lis pendens, tax delinquency, servicer status, FEMA flood zones, FDIC bank health, SBA distress, HMDA breadth, all wired into the composite.

  4. Tech 04LIVE

    Automated nurturing engine

    Phase-aware campaigns fire as scores move

    Each band assigns a nurturing intensity. Geographic and cultural creative customization per MSA/county available as a premium adapter. Proprietary execution layer, no third-party CRM required.

  5. Tech 05LIVE

    CrAIg AI agent layer

    Natural-language interface, two-job model

    Broker-facing intelligence + algorithm steward. Persistent system prompt grounded in FL CRE law and the live scoring engine. See the live demo above.

  6. Tech 06BUILD

    AI-powered lease abstraction

    Any lease abstracted in minutes, portfolio-wide insight

    NLP document analysis on lease docs. Tier 3 wire-in active build. Tenant turnover risk, DSCR stress, and property performance composites in pipeline.

  7. Tech 07NEAR

    Commercial property valuation AI

    Instant valuation with confidence-tier output

    Ensemble modeling on comp set, cap rate, and condition signals. Math layer near-complete, awaiting Phase 2 market velocity composite re-band.

  8. Tech 08BUILD

    Satellite + visual intelligence

    Construction, vacancy, and improvement detection at scale

    Computer vision on satellite imagery. Scoped on the Option-3 roadmap, post-national-launch. Architecture allows pass-through to per-customer providers.

LIVE in productionNEAR · weeks from liveBUILD · on roadmap
Why your call list stays accurate

Four operating layers compound, so the records keep getting better while you sleep.

Bad data is the pain. Accurate data is the relief. Four layers hold accuracy in place: deep historical ingest, compliance built-in, every dial outcome feeding the next score, and operator judgment encoded in the rules.

  1. Factor 01Compounding

    Historical depth (SWFL today)

    Years of public records in the live counties, ingested

    In the SWFL beta footprint, APIP already holds the Lee County deed grantor/grantee chain back through 2010, every Florida entity formation and registered-agent change on file with FL SunBiz, every recorded mortgage and lis pendens, and 1,065 Collier mortgages per month in production. New MSAs follow the same ingestion playbook as we onboard them. A new entrant in any of these counties starts at zero on day one.

    16+ years of Lee County deed history ingested and indexed (SWFL today, new MSAs onboarded as we expand)
  2. Factor 02Compounding

    Compliance scar tissue

    DNC, TCPA, and state-level screening, wired

    Federal DNC, state DNC for FL/TX/CA/NY, litigator-flag database, TCPA cell classification, 14-day automated re-screen, full audit log. A new entrant either skips it and gets sued, or spends 18 months building it.

    TCPA exposure: $500 to $1,500 per violating call (47 USC § 227(b)(3))
  3. Factor 03Compounding

    Operator feedback loop

    Every dial outcome makes the next record better

    Dial outcomes, corrections, and closed deals from paying brokers write back as source-quality signals. Every cycle, confidence scores tighten on the records that get used. The CrAIg algorithm-steward layer surfaces scoring updates for operator approval. A new entrant launches with zero feedback signal.

    Path B3 → Option Y scoring recalibration shipped 2026-05-17
  4. Factor 04Compounding

    Human Intelligence input

    Decades of broker and servicer logic, encoded

    Source authority weights, conflict-resolution rules, confidence-tier definitions, and the six scoring tiers were built with brokers and servicers in the room. This is the part of the moat that cannot be scraped or replicated, only learned from operators who already work in the field.

    Six-tier Motivation Index, deterministic + auditable
What this buys you on day one

Sixteen years of recorded deed history already indexed for the SWFL beta footprint (Lee, Collier, Charlotte today, more MSAs onboarded as we expand). Federal and state DNC, TCPA cell classification, and litigator-flag screening already wired in nationally. Every dial outcome from other paying customers already tightening the confidence scores on the records you receive. None of that is a roadmap. It is the floor your subscription starts on.

Day 1
Of your subscription
The Executive Dashboard

What the CEO sees on the wall display.

The same dashboard an APIP customer puts on the office monitor. Pipeline value, properties under nurture, contracts signed, the funnel from data through to deals, recent wins streaming, system health. This is the inside of what you are acquiring.

AP
APIP · Operations
Southwest Florida · production
DEMO DATALIVE+0s
Portfolio summary
$14.2M
Pipeline value in motion
Sum of active Call Now contracts
0
Properties in nurture
Across 6 counties · live scoring
0
Call Now's contracted
Active broker outreach pipeline
0
Appointments today
Across customer brokers
The funnel
Last 30 days
Sources → Scored → High intent → Nurture → Conversation → Appointment → Contract
  • 01
    Data sources active and refreshing
    53 / 56
  • 02
    Properties scored this period
    47,832
  • 03
    Now CRITICAL or HIGH band
    1,014
  • 04
    Nurture campaigns fired
    18,540
  • 05
    Conversations initiated
    342
  • 06
    Appointments set
    87
  • 07
    Contracts signed
    7
Recent wins
streaming
  • Contract signed
    $2.8M Office
    Fort Myers, FL
    2h ago
  • Appointment set
    Multifamily owner
    Naples, FL
    4h ago
  • Call Now contracted
    Retail plaza · $4.2M target
    Bonita Springs, FL
    1d ago
  • Owner connected
    CMBS maturity outreach
    Cape Coral, FL
    6h ago
Rotates every 9 seconds
System health
  • Sources active + refreshing
    53
  • Sources stale, auto-recovering
    2
  • Sources blocked, vendor issue
    1
  • Last refresh
    0s ago
  • Communications today
    4,283 sent
  • Avg score-to-contract
    47 days
  • DNC screens this week
    129,400
  • Live demo · structural numbers real · 24h tallies illustrative until customer telemetry wires direct
    What APIP returns to you

    The math, run for each lens. Same engine, two outputs.

    Both views are illustrative, sourced to industry benchmarks. Swap any input for your own team's economics and the math holds. Read the lens that matches how you actually work and decide whether the platform pays for itself in your first quarter.

    Illustrative pro forma

    CRE broker · year 1

    Single broker, one mid-size SWFL market
    • APIP records onboarded
      Lee + Collier seller-pattern matched
      500
    • Contacts after enrichment
      Avg. 4 contacts per record
      ≈ 2,000
    • Dialable after DNC suppression
      70% pass rate, SWFL historical
      ≈ 1,400
    • Reached at 10% connect
      Compliant cold-call benchmark
      ≈ 140 conversations
    • Conversion to listing won
      ≈ 3.5% conversation-to-listing
      5 listings
    • Closed at SWFL CRE avg.
      ≈ 60% list-to-close, NAR national
      3 closes
    • Avg. deed value (SWFL CRE)
      Lee Clerk recorded sales, trailing 12mo
      $2.4M
    • Gross commission @ 5%
      SIOR commission norms
      $360,000
    • Broker take-home @ 50%
      Standard split
      $180,000
    Return on APIP year-1 subscription
    Vs. typical platform fee, illustrative range
    12-18x
    Illustrative pro forma

    CMBS / PE distressed allocation

    $50M allocation, SW Florida + adjacent metros
    • CRE debt maturing 2025-28
      MBA, Trepp · gross, all asset classes
      $854B
    • CMBS share of maturity wall
      Trepp CMBS surveillance
      ≈ $229B
    • % already in special servicing
      Trepp CMBS delinquency report
      9-12%
    • APIP T1+T2 signals in scope (SWFL)
      Lee + Collier, 12-month maturity window
      ≈ 60 loans
    • Win rate via pre-marketed sourcing
      Illustrative, vs. 2-3% via brokered
      8-12%
    • Avg. discount on distressed paper
      RCA, public PE filings
      8-15%
    • Loans won at $50M allocation
      At avg. $7-10M ticket
      5-7 loans
    • Sourcing-edge value
      Earlier entry vs. broker package
      30-60 bps IRR
    • Workout / refi / foreclosure mix
      Moody's CMBS surveillance, illustrative
      60/30/10
    IRR uplift vs. brokered-paper sourcing
    Per allocation, illustrative range
    30-60 bps
    Full pro forma model with editable inputs available on request · support@nuro.is
    Intellectual property

    5 patents pending. The method is the moat.

    APIP has filed provisional patent applications covering the core mechanisms behind owner motivation scoring, entity piercing, and lead-time prediction. These are not interface features. They are the algorithms that produce the ranking.

    5 Provisional Applications Pending, USPTO
    1
    Patent Pending

    Self-Calibrating Lead-Time Engine

    A system that dynamically adjusts the predicted window before an owner sells based on real transaction outcomes, without manual recalibration.

    2
    Patent Pending

    Owner-Motivation Composite with Entity Piercing and Cross-Portfolio Distress

    Multi-signal composite scoring that pierces LLC and trust structures to reach the human principal, then applies distress signals across every property they own.

    3
    Patent Pending

    Environmental-Event Proximity Model

    A geospatial model that quantifies the effect of proximate events (code violations, permits, environmental actions) on owner motivation to sell.

    4
    Patent Pending

    No-Leakage Point-in-Time Validation

    A pipeline architecture that ensures historical scoring snapshots are computed solely from data available at that point in time, preventing data leakage.

    5
    Patent Pending

    County Market Formation Factor

    A contextual multiplier derived from county-level business formation statistics that adjusts individual property scores for local market acceleration or contraction.

    Why it matters to you

    No competitor can replicate APIP's ranking by copying the interface. The method is protected. The moat is the algorithm.

    The APIP equation

    HI AI = PI

    Human Intelligence, the institutional knowledge of brokers, servicers, and operators, fed into Artificial Intelligence produces Property Intelligence that has never existed before.

    HI

    Human Intelligence

    Decades of brokerage, servicer, and operator knowledge, the context that public records alone can never provide.

    AI

    Artificial Intelligence

    Six-tier Motivation Index, CrAIg agent layer, automated nurturing engine, all running on 14 source classes and 47 fields per record.

    PI

    Property Intelligence

    The canonical commercial property record, source-tagged, compliance-screened, and ready for the outbound call or the investment thesis.

    Compliance foundation

    Compliance is not a feature. It is the foundation.

    Trust & Compliance detail →
    DNC / TCPA
    14-day auto re-screen
    Encryption
    AES-256 at rest, TLS 1.3 in transit
    Audit log
    Field-level provenance on every record
    Data export
    Full export, no lock-in
    Next step

    The pain ends when the dial begins.

    Two to three weeks of analyst grind, hundreds of dials per qualified lead, the genuinely motivated sellers going to whoever moved first. APIP removes that work from your week. Pick the lens that fits how you operate and we will show you the live record set for your target market within 48 hours.

    support@nuro.is · live record set in your target market within 48 hours